Welcome to the OnPay integration documentation, this documentation is directed at anyone wanting to integrate OnPay in their ecommerce solution.
If you have any questions regarding the documentation, please contact the support where you have your OnPay solution.
To receive payments you will need to integrate the orderflow with OnPay.
Payment window v3
The current recommended way to receive new payments and subscriptions is through the Payment window.
API (processing payments)
It is possible to automate most of the tasks achieved through the management panel, through the API.
v1 API specification
OnPay accepts the following currencies. The list is based on the ISO4217 standard.
If you have any questions regarding the accepted currencies or proposals for other currencies, please contact the support where you have your OnPay solution.
|554||NZD||New Zealand dollar|
|710||ZAR||South African rand|
|840||USD||United States dollar|
If test mode is activated on the merchant, it is possible to use the following test cards.
Any expiration date in the future will work, as well as any CVC.
|4571 9900 2080 0010||Accepted|
|4571 9900 2080 0028||Denied|
|4571 9900 2080 0036||Capture fails|
|4571 9900 2080 0044||Recurring fails|
|5019 9900 2080 0017||Accepted|
|5019 9900 2080 0025||Denied|
|5019 9900 2080 0033||Capture fails|
|5019 9900 2080 0041||Recurring fails|
|4687 3800 2080 0015||Accepted|
|4687 3800 2080 0023||Denied|
|4687 3800 2080 0031||Capture fails|
|4687 3800 2080 0049||Recurring fails|
|5204 7400 2080 0011||Accepted|
|5204 7400 2080 0029||Denied|
|5204 7400 2080 0037||Capture fails|
|5204 7400 2080 0045||Recurring fails|
Some codes returned are general, while others are acquirer specific.
Non acquirer specific errors are negative
|-1||Communication error, acquirer may not be available|
|-5||ACS denied, 3DSecure verification failed|
Nets / Teller
The most common action codes are highlighted here
|106||Blocked due to excess PIN tries||No|
|116||Not sufficient funds on card||No|
|119||Payment method not allowed for card||No|
|120||Transaction not permitted for merchant||No|
|121||Exceeds withdrawal limit||No|
|922||Out of sequence, contact support||No|
|946||Communication error, contact support||No|
|984||No valid conversion for a field||No|
We have tried to add explanations for the error codes, based upon previous encounters of the error. Be aware that an error code can mean multiple things, so the explanation may not be correct for the specific case.
This transaction requires further identification of the cardholder, but since it is a e-commerce transaction this is not possible.
Typically seen when a card is not allowed to be used for e-commerce, in some circumstances the cardholder need to enable e-commerce shopping in their bank. Alternatively the transaction may succeed if done with 3D-Secure
This error is seen when attempting to do recurring transactions, but where the merchant agreement with the issuer is not enabled for recurring transactions. Contact Nets to get it corrected
Has been seen where a issuer has subscribed for Visa Payment Stop Service, and exhibits that it is impossible to withdraw money on a recurring transaction.
Error codes are returned when a payment window encounters an error.
|1||Reference supplied is already used|